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The COVINGTON Cottages

1. Concept Drawing for the CHA CHIP Cottages - Brad Construction
  • Brand new custom designed Earthcraft homes
  • Energy efficient design and construction
  • The neighborhood enjoys the following amenities.
    - Walk to Covington’s 162-acre Central Park which features walking and biking trails, disc golf, a playground and more!
    -Only 1.5 miles from "the Square" Covington’s thriving Downtown shopping and dining district, and 5 minutes the city’s commercial and industrial districts.
    - 1.5 miles from I-20
  • Selling below market at $225,000
  • No investors allowed
Front Elev (2)


Here for Cottage Floor Plans and Elevations


East Metro

Cynthia Eagan 
East Metro Real Estate, LLC
Address: 1104 Monticello Street Covington, GA 30014
Phone: 770-845-5496

Cynthia is happy for prospective buyers to contact her and discuss the purchase of a cottage.

How Can I Purchase a Cottage at Walker’s Bend?

 To be eligible to purchase one of the five cottages, developed by CHA, interested buyers must submit an Eligibility Application
Send completed application to or submit at the Covington Housing Authority (CHA) office night deposit box: 5160 Alcovy Rd, Covington GA 30014 in a sealed envelope.


  • Eight (8) hours of HUD certified homebuying counselling within the past 12 months. ( A certificate must be provided).
    Check Here for Homebuyer Counselling provided by Homeowner Employment Corporation
  • Pre-approval letter from a lender for a $225,000 loan.
    a. The Georgia Dream Program can be utilized for the Cottages at Walker’s Bend, which gives home buyers access to down payment assistance up to $10,000.
    b. Potential Lenders with experience using Down Payment Assistance
  • This program creates a pathway to home ownership for households with an annual income at 80% or below FY2021 Median Family/Household Income. The maximum income, based on household size is,  
1 Person $57,200
2 Person $65,350
3. Person $73,400
4 Person $81,650
5 Person $88,200
6 Person $94,750

You will receive one of the following notices from CHA within 10 days of submitting your eligibility application,
a) You are eligible to purchase a cottage
b) A notification explaining why you were not eligible.
You will be notified if your application is incomplete, you will have three (3) business days to submit the missing information.

The cottages will be sold on a first come first served basis.

Please contact Cynthia Eagan, if you need further information or assistance to complete your application.

Phone: 770-845-5496

Cottage Timeline
CHA has been a partner in the development of the neighborhood beginning in 2013 with the construction of the New Leaf Center and Apartment Complex. This CHA property is a 28 unit, 1 & 2 - bedroom apartments, including a learning center with classrooms and meeting spaces.
The Covington Housing Authority (CHA) received a Community HOME Investment program (CHIP) grant from the Georgia Department of Community Affairs.  The grant will be used to underwrite a new initiative by the authority to develop quality income-based workforce housing for purchase.
GB 1

December 9, 2021, the groundbreaking for the cottages was celebrated. In attendance were representatives from the partnership group, the City of Covington, Newton County Board of Commissioners, Washington St Community Center, Sustainable Newton and residents from the Walker’s Bend Neighborhood. The groundbreaking marked the next phase of the program with construction beginning and the launching of the Homebuyer Classes.
April 3   Homebuyer Workshops begin.
June 1   Cottages listed for sale on the MLS.

Cottage Development Group
Covington Housing Authority (CHA) - Developer
Georgia Department of Community Affairs – CHIP Grant Funding
Northeast Regional Development Commission – Grant Management
Brad Construction – General Contractor - Design/Engineering & Construction Service